Exceedingly Mundane

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Jun
08
Posted by Stace

CC Woes

Been awhile since my last post. Lots of topics I could post about. I’m going to *try* to be better about blogging, but we’ll see. I seem to be enjoying the “micro-blogging” of Twitter and Facebook status updates better lately. Easier to be brief and just as mundane 😀

Anyway, thought I’d jump back in the fray with a post about our credit card woes. Like most of America, we have a couple of cards that we use regularly. We don’t carry credit card debt, so we’re very lucky in that respect. I monitor and pay our credit cards online and it’s usually a very seamless process.

About 3 or 4 weeks ago, I noticed a charge on our account that did not belong to us. Just one, for about $120 dollars. No others before or since. I called the credit card company then to dispute it, and they issued me a temporary credit while they investigated the matter. I noticed today that the charge was back with a note of “reversal of credit” beside the line item. Sigh. So, after a lengthy call, they have closed our account due to “fraud”. What I want to know is how or why someone in a totally different state is charging their electric utility bill to my credit card? Or why they can’t just stop it without closing my account and issuing me a new account number and cards? I know it’s a small price to pay, but it is inconvenient to have to wait on a new card to arrive in the mail and be without it for a week or two. It’s also going to be inconvenient to notify every company and account that I have tied to this card, online and brick and mortar and get a new number established. Oh well, it could be much worse. Our card was not stolen and there was only the one charge. 🙂

So, how about you? Have you ever had trouble with your credit cards? Vote in the poll or leave me a comment. Oh, and have a great day!!!!

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